As a Teamster Member, you’ve spent years putting in the hours, doing demanding work, and building financial stability for your family.

You know better than anyone that after decades of physical work, the body begins to deteriorate and wear down.

Your income will be interrupted.

The one variable no one can fully control is your health.

• Cancer treatment.
• A heart event followed by rehabilitation.
• A stroke.
• Joint replacement after years on the job.
• Complications from a chronic condition.

In these situations, time away from work can stretch for months or years.

Without income protection, many Members find themselves pulling from long-term savings just to cover everyday expenses, permanently altering financial plans they’ve worked years to build.

Income protection coverage provides a portion of your pay while you recover, helping preserve the savings and long-term goals you’ve worked hard to achieve.

Here’s what the Teamsters VIP+ Plan offers:

Short-Term Disability Income Protection

Up to $2,000/week, tax-free, for up to 6 months

Long-Term Disability Income Protection

Up to $7,500/month, tax-free, for up to 5 years

Life & AD&D Insurance

Up to $500,000 — guaranteed acceptance during open enrollment. No medical exams. No health questions. No denials.

Enrolling takes about 3 minutes. Learn more and enroll: www.TeamstersVIP.com

A Union One Benefits Specialist will walk you through every step, call (224) 770-5304